How to create a sustainable personal finance plan for 2024?.

Creating a sustainable personal finance plan involves several key steps. First, assess your current financial situation by reviewing your income, expenses, and debts. Next, set clear financial goals such as saving for emergencies, retirement, or major purchases. Develop a budget that aligns with these goals while allowing for flexibility. Prioritize paying off high-interest debt and consider setting up automatic savings. Investing in low-cost index funds can also help grow your wealth over time. Finally, regularly review and adjust your plan to adapt to changing circumstances.