What are the emerging trends in personal finance for 2024?.

As we move into 2024, several key trends are reshaping personal finance. Digital banking continues to rise, with more people opting for online-only banks that offer better interest rates and lower fees. Sustainable investing is gaining momentum, with individuals increasingly seeking investments that align with their values. The incorporation of AI-driven financial tools is also on the rise, providing personalized advice and budgeting assistance. Additionally, the importance of financial literacy is being recognized, leading to a greater focus on education and resources for managing personal finances effectively.